LegalShield is an American corporation that sells legal service plans to consumers through employer groups and multi-level marketing. Legalshield was founded by Harland Stonecipher in Ada, Oklahoma in 1972. The mission is to provide individuals and businesses with the ability to talk to an attorney on a personal legal matter without incurring high legal costs.Continue reading “Using LegalShield”
Category Archives: Uncategorized
VA Loan Eligibility
VA loans are used by thousands of service members every day. The loans are issued by private lenders and are backed by the U.S. Department of Veteran Affairs. Here are the requirements necessary to qualify for the VA loan: You are on active duty and have served 90 continuous days. You are a veteran whoContinue reading “VA Loan Eligibility”
VA Funding Fee
The VA loan allows borrowers to put down no money on their property purchase. In addition, borrowers can take advantage of low interest rates. Active duty members, disabled or retired military service members, certain National Guard members and reservists, and eligible surviving spouses are able to take advantage of the VA loan. Mortgage insurance isContinue reading “VA Funding Fee”
Mortgage Insurance
What is mortgage insurance? Mortgage insurance is insurance that protects a mortgage lender against borrower default, death, or if the borrower is unable to meet their contractual obligations on the mortgage. Mortgage insurance can refer to PMI (private mortgage insurance), qualified mortgage insurance premium (MIP), or mortgage title insurance. If there is a loss onContinue reading “Mortgage Insurance”
VA Loan Eligibility
VA loans are used by thousands of service members every day. The loans are issued by private lenders and are backed by the U.S. Department of Veteran Affairs. Here are the requirements necessary to qualify for the VA loan: You are on active duty and have served 90 continuous days. You are a veteran whoContinue reading “VA Loan Eligibility”
Rule of 72
While I was in college, a friend and fellow colleague of mine told me about an interview that he had with Merrill Lynch. One of the questions that he was asked about was whether he knew about the Rule of 72. He knew about the rule and was able to answer their question satisfactorily. BecauseContinue reading “Rule of 72”